River City Bank Reports Net Income of $19.6 Million for the Second Quarter of 2026 and a Quarterly Cash Dividend
River City Bank ("the Bank") reported net income of $19.6 million or $1.37 per share for the quarter ended June 30, 2026, which compares to $15.4 million, or $1.05 per share, for the same period in 2025. Net income was $37.6 million or $2.60 per share for the six months ended June 30, 2026, which compares to $27.7 million, or $1.89 per share, for the six months ended June 30, 2025. The Bank’s earnings for the quarter ended June 30, 2026 resulted in a 13.92% return on average equity and a 1.28% return on average assets. The Bank’s book value per share rose to $40.58 as of June 30, 2026 from $35.61 per share as of June 30, 2025, an increase of 14%.
River City Bank Reports Net Income Of $17.9 Million for the First Quarter of 2026 and Assets in Excess of $6 Billion
River City Bank (“the Bank”) reported net income of $17.9 million or $1.24 per share for the quarter ended March 31, 2026, which compares to $12.3 million, or $0.84 per share, for the same period in 2025. The Bank’s earnings for the quarter ended March 31, 2026 resulted in a 13.07% return on average equity and a 1.22% return on average assets. The Bank’s book value per share rose to $39.37 as of March 31, 2026 from $34.50 per share as of March 31, 2025, an increase of 14%.
River City Bank Earns Investment Grade Rating From S&P Global Ratings
River City Bank, Sacramento’s premier business bank and consistently one of the region’s fastest growing companies, has announced that S&P Global Ratings (S&P) has assigned it an investment grade long-term rating of BBB-. This rating reflects the bank’s strong credit performance in recent years, including through the COVID-19 pandemic, as well as its experienced management team, large loan loss reserve balances and low loan-to-value on its commercial real estate (CRE) loans. S&P’s outlook for the bank also underscores its stability, operational efficiency and solid earnings capacity for the next two years or more.
River City Bank Announces Expanded Lending Footprint With Promotion of Dan Franklin to Director of Commercial Real Estate
River City Bank, Sacramento’s premier business bank and consistently one of the region’s fastest growing companies, is making a substantial leap in the Bank’s commercial real estate (CRE) lending footprint to encompass key markets throughout the western United States. This move reflects the widespread interest the Bank has seen among current and prospective clients for investing in CRE opportunities outside of California in markets such as Dallas, Denver, Seattle, Portland, Salt Lake City, Las Vegas, and Phoenix.
